Protecting Policyholders. Maximizing Settlements

Filing an insurance claim can be overwhelming, but having the right advocate makes all the difference. At Vantage Point Adjustment Group, we empower policyholders with the expertise and guidance needed to navigate the claims process and secure the settlement they deserve.

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When disaster strikes — fire, water, wind, or theft — the damage can be overwhelming. Knowing who to call makes all the difference. Vantage Point Adjustment Group LLC is a licensed public adjusting firm that represents you, the policyholder — not the insurance company.

With a strong background in property and asset management and a dedicated field support team, we bring expert guidance, detailed documentation, and aggressive claim negotiation to every case. Our goal is to exceed expectations and ensure you receive the settlement you deserve.

We work for the public — and your satisfaction is our top priority.

About
Vantage Point Adjustment Group

Meet the Team

Led by licensed Public Adjuster Ethan Rugel, our team combines claims expertise with hands-on field support to deliver trusted, results-driven representation. We’re dedicated to guiding clients through every step of the insurance process with clarity and care.

  • Founder, Chief Claims Officer

    Ethan Z. Rugel is a licensed New York State Public Adjuster with nearly a decade of experience in multifamily asset and property management. Before founding Vantage Point Adjustment Group LLC, Ethan served in senior asset management roles overseeing complex loan portfolios, insurance claims, regulatory compliance, and site operations. His deep understanding of property performance, insurance processes, and client advocacy uniquely positions him to deliver exceptional results for policyholders. Ethan maintains a robust network of contractors, inspectors, remediation specialists, and legal professionals—ensuring clients have access to trusted support at every stage of the claims process.

    He is currently pursuing licensure in additional states to expand his firm’s reach and continue advocating for clients across the country.

Our Services

At Vantage Point Adjustment Group LLC, we offer comprehensive public adjusting services designed to simplify the claims process and secure the maximum settlement for our clients. We represent you, not the insurance company.

Claim Representation

We manage your insurance claim from start to finish — inspecting the damage, documenting losses, preparing detailed estimates, and negotiating directly with your insurer.

Residential Claims

Whether it’s fire, water, storm, or theft damage, we help homeowners navigate the claims process with expert support and attention to detail.

Commercial Claims

We advocate for business owners facing property damage, minimizing disruption and helping restore operations through accurate claim preparation and negotiation.

On-Site Damage Assessments

Our team conducts thorough on-site inspections and photographic documentation to ensure every detail of your loss is captured.

Policy Review & Coverage Analysis

We review your insurance policy to clarify coverage, limits, and exclusions — so you can make informed decisions and avoid costly surprises.

Supplement & Reopening Services

Was your claim underpaid or denied? We can file supplemental claims or reopen closed claims with new evidence and documentation.

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Contact Us!

We’re here to help. Reach out to speak with a licensed Public Adjuster and get the guidance you need to protect your property and maximize your recovery. Your peace of mind starts with a conversation.

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